what can bailiffs take?

Bailiffs, also known as 'enforcement agents,' have the authority to seize your belongings if you have outstanding debts.

They may take items that you own individually or jointly with someone else. This can include electrical appliances, jewelry, or vehicles.

Bailiffs are only permitted to enter your home and seize belongings if you grant them permission. 

There are regulations governing what bailiffs are prohibited from taking. If they violate these regulations, you have the right to file a complaint and retrieve your belongings.

If bailiffs are pursuing debts owed by another individual, they cannot seize items that belong to you.

Bailiffs are not allowed to take:

• Items that belong to other individuals, including those owned by your children.
• Pets or guide dogs.
• Vehicles, tools, or computer equipment essential for your employment or studies, up to a total value of £1,350.
• Mobility vehicles or vehicles displaying a valid Blue Badge.

Items Permanently Attached or Fitted in Your Home

Bailiffs are prohibited from seizing items that are permanently attached or fitted to your home. This includes fixtures such as kitchen units, built-in appliances, or other structural components.

However, there is an exception: if removing an item would result in significant damage, bailiffs should not take it. For instance, if removing a fixture would cause substantial harm to your property, such as damaging walls or flooring, bailiffs are not allowed to seize it.

Conversely, if an item can be easily removed without causing significant damage, bailiffs may have the authority to take it.

Essential Items for Basic Domestic Needs

Bailiffs are prohibited from seizing items that are essential for your basic domestic needs. These are items necessary for daily living.

You are entitled to retain:

• A table and sufficient chairs for all occupants of your home.
• Beds and bedding for each person residing in your home.
• Either a cooker or microwave and a refrigerator.
• A washing machine for laundry purposes.
• A telephone or mobile phone for communication.
• Any required medicine, medical equipment, or items necessary for caring for children or elderly individuals.